Term life insurance provides a simple and affordable way to provide for your loved ones in the event of your death. This type of life insurance lasts for a fixed period of time—typically 10, 15, 20 or 30 years
Products:
100% no medical exam for coverage up to $500,000.
Most term life policies (Haven Simple included) offer guaranteed level premiums. This means that your monthly rate is locked in and will not change. For example, if your premium is $23/month when you sign up, then it will be $23/month the next month, and the month after that, and so on.
Easy, online application that can be completed in minutes. Approval of the policy or paying its benefits depends on the answers to the health questions in the application. So, be honest.
Like other kinds of insurance coverage, term life guarantees a financial payout to your beneficiaries–a "death benefit"–in exchange for your regular monthly premium payment. The payout is often tax free and paid in a lump sum.
Coverage issued by C.M. Life—a subsidiary of MassMutual, one of the country's oldest and most reliable insurers
A++ A.M. Best rating for financial strength and claims-paying ability2
$6.2 billion combined insurance and annuity benefits paid in 20203
MassMutual
“Fast, easy, and a great price for great coverage!”
—Michael, February 10, 2021
“So far so good I just started my policy a couple days ago. The process thus far has been great!”
—Chris, February 14, 2021
“Great experience overall. Highly recommend.”
—Pimmy, February 16, 2021
It’s important to be honest in the application process. The issuance of the policy or payment of benefits may depend upon the truthfulness of answers you give in the application.
Disclosures
1 Source: Hulu just cut prices – here’s how it compares to other popular streaming services, CNBC, Feb 2019
2 Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of February 1, 2021 and is subject to change. MassMutual has received different ratings from other rating agencies.
3 Source: MassMutual 2020 Annual and Corporate Responsibility Report
With every signup with to Haven Life Insurance Agency, we may be paid a referral fee. Haven Simple is a Simplified Issue Term Life Insurance Policy (ICC20 HAVEN SIMPLE in certain states, including NC) issued by C.M. Life Insurance Company, Enfield, CT 06082. Policy and rider form numbers and features may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.
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Fayetteville, GA 30214
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